Peran Pembiayaan Hijau (Green Financing) dalam Mendorong Green Economy di Sektor Usaha Mikro, Kecil, dan Menengah di Sumatera Utara dengan Produk Ramah Lingkungan Sebagai Variabel Mediasi
DOI:
https://doi.org/10.70021/edp.v3i2.175Keywords:
Green Economy, Increasing Income, Digital LiteracyAbstract
This research is about the role of green financing in encouraging the green economy in the micro, small and medium business sector in North Sumatra with environmentally friendly products as a mediating variable. This research design uses a quantitative approach which aims to measure and test the relationship between variables statistically. Data collection was carried out through a questionnaire designed to obtain information about the use of green financing, production of environmentally friendly products, and implementation of green economic practices by MSMEs. Quantitative research method with a PLS-SEM approach to analyze the relationship between green financing and the green economy with environmentally friendly products as a mediating variable. The research results of the first hypothesis are accepted that Green Financing (X) has an effect on the Green Economy (Y). The second hypothesis is accepted that Green Financing (X) influences Environmentally Friendly Products (Z). The third hypothesis is accepted that Environmentally Friendly Products (Z) influence the Green Economy (Y). The fourth hypothesis is accepted that Green Financing (X) has a significant effect on the Green Economy (Y) through Environmentally Friendly Products (Z) as an intervening variable.
References
Che Arshad, N., & Irijanto, T. T. (2023). The creative industries effects on economic performance in the time of pandemic. International Journal of Ethics and Systems, 39(3), 557-575.
Creswell, J. W. (2020). Research Design: Qualitative, Quantitative, and Mixed Methods Approaches (5th ed.). Thousand Oaks, CA: Sage Publications.
Darmawan, M. (2020). Peran Sektor UMKM dalam Mendorong Perekonomian Nasional. Jakarta: Penerbit Ekonomi dan Bisnis.
Djulius, H., Lixian, X., Lestari, A. N., & Eryanto, S. F. (2022). The Impact of a Poor Family Assistance Program on Human Development in Indonesia. Review of Integrative Business and Economics Research, 11(4), 59-70.
Ghozali, I., & Latan, H. (2020). Partial Least Squares: Konsep, Teknik, dan Aplikasi Menggunakan SmartPLS 3.0. Semarang: Badan Penerbit Universitas Diponegoro.
Hasanah, L. (2020). Pemanfaatan Pembiayaan Hijau untuk Pembangunan Ekonomi Berkelanjutan di Sektor UMKM. Jakarta: Penerbit Green Finance.
Hidayat, R. (2020). Produk Ramah Lingkungan dan Penerapan Praktik Bisnis Berkelanjutan di UMKM. Bandung: Penerbit Green Business Solutions.
Kurniawan, A. (2020). Strategi Pembiayaan Hijau untuk Mendukung UMKM Berkelanjutan. Medan: Penerbit Ekonomi Hijau.
Manik, E., Affandi, A., Priadana, S., Hadian, D., & Puspitaningrum, D. A. (2023, January). Comparison of normality testing with chi quadrat calculations and tables for the statistical value departement of elementary school education student at the University of Jember. In AIP Conference Proceedings (Vol. 2679, No. 1, p. 020018). AIP Publishing LLC.
Putri, S. (2020). Peningkatan Kapasitas UMKM Melalui Pembiayaan Hijau untuk Mendorong Ekonomi Berkelanjutan. Surabaya: Penerbit Ekonomi Hijau.
Rahmawati, N. (2020). Pengaruh Pembiayaan Hijau terhadap Perkembangan Ekonomi Hijau di Sektor UMKM. Yogyakarta: Penerbit Green Economy Press.
Rostiana, E., Djulius, H., & Sudarjah, G. M. (2022). Total Factor Productivity Calculation of the Indonesian Micro and Small Scale Manufacturing Industry. Ekuilibrium: Jurnal Ilmiah Bidang Ilmu Ekonomi, 17(1), 54-63.
Setiawan. (2020). Analisis Pengaruh Pembiayaan Hijau terhadap Sektor UMKM. Jakarta: Penerbit Ekonomi Hijau.
Setiawan, M., Indiastuti, R., Hidayat, A. K., & Rostiana, E. (2021). R&D and Industrial Concentration in the Indonesian Manufacturing Industry. Journal of Open Innovation: Technology, Market, and Complexity, 7(2), 112.
Sugiyono. (2020). Metode Penelitian Kuantitatif, Kualitatif, dan R&D. Bandung: Alfabeta. Suryadi. (2020). Pembiayaan Hijau: Strategi Keuangan Berkelanjutan untuk Pertumbuhan Ekonomi. Jakarta: Penerbit Ilmu Ekonomi.
Utami, D. (2020). Peran UMKM dalam Pengembangan Ekonomi Hijau dan Penggunaan Pembiayaan Hijau. Yogyakarta: Penerbit Ekonomi Hijau.
						
							




